Trusted Truck Insurance & Risk Management Experts
—Serving the South & Midwest
Fast quotes. Smart coverage. Built for fleets, owner-operators, and logistics companies.
Focused on Transportation
Commercial Truck Insurance That Keeps You Moving
Kaufman Commercial is a commercial-only agency specializing in trucking, fleet, and logistics insurance. From single trucks to multi-state operations, we help protect your business with coverage that makes sense.
Whether you're running reefer units, box trucks, flatbeds, or heavy haul, we move fast to get you covered — without the red tape.
Commercial-Only Independent Insurance Agency
Fleet, Logistics, & Owner-Operator Specialists
Licensed in Oklahoma, Texas & Neighboring States
Built for Business Owners
Why Fleets and Operators Trust Kaufman Commercial
Truck Insurance Experts
We work only with commercial clients — 90% of them in trucking.
Quick, Accurate Quotes
We respond fast with smart, competitive options.
Fleet & Owner-Operator Solutions
Whether you're insuring one truck or fifty, we scale with you.
Hands-On Support
We're here when you need COIs, filings, or claims help.
Compliance-Focused Coverage
We help you stay legal, insured, and on the road.
18+ REVIEWS
FROM OUR TRUSTED CLIENTS
Professional. Focused. Committed.
Meet the People Behind Kaufman Commercial
We’re here to keep your business moving forward.
90%
Customer Retention
Our clients stick with us—because we deliver on coverage, service, and long-term reliability.
20%
on Average Saved (Premium Saved)
On average, we help clients reduce insurance costs by 20% without sacrificing protection.
Hassle-free
Hassle-free
claims
Our claims process is backed by telematics and handled by transportation experts with decades of experience. Fast. Fair. Efficient.
A rated
A rated
(A.M. Best - Excellent)
We partner with A.M. Best “Excellent” rated carriers and top-tier reinsurance providers to ensure dependable coverage that lasts.
What We Offer
Business Insurance for Transportation Companies
Full coverage options built for freight, courier, and logistics businesses.
Specialized Coverages:
In-Service Liability
Occupational Accidental
Contingent Liability
Excess Liability (Umbrella)
Physical Property (Warehousing)
Trailer Interchange
Cyber Liability
Courier Insurance Program (WCA Exclusive):
Independent Contractor Package
Company Owned Package
Hybrid Package
Built for Transportation & Logistics
Kaufman Commercial works with businesses across the supply chain
We focus on serving commercial operations that move goods — whether across town or across the country. From independent owner-operators to national last-mile carriers, our clients rely on us for fast service, tailored protection, and expert advice. Each industry has unique risks, and we build insurance strategies that address them clearly and efficiently.
Freight & Trucking
We work with short-haul and long-haul trucking companies, including owner-operators, fleets, and freight brokers. Whether you're hauling general freight, refrigerated cargo, or specialty loads, we help you meet FMCSA requirements and secure coverage for your trucks, trailers, cargo, and liability. Our policies are designed for active, compliant operations that need consistent support, fast COIs, and protection across state lines.
Courier & Last-Mile Delivery
Kaufman Commercial manages the exclusive Courier Insurance Program for WCA eCommerce Solutions members. We provide three flexible packages (Independent Contractor, Company-Owned, and Hybrid) to fit your delivery structure. Whether you're using your own fleet or subcontractors, we ensure proper coverage for commercial auto, cargo, general liability, and workers comp — keeping your clients satisfied and your business protected.
Warehouse & Distribution
If your business includes warehousing, transloading, or storage, we help protect your physical property, assets, and operational risk. Coverage includes warehousing property, general liability, trailer interchange, and cyber liability for data-sensitive operations. We understand how warehouse exposure ties into your overall logistics chain — and we build insurance solutions that reflect your actual business setup.
How It Works
Simple, Straightforward, Fast
Kaufman Commercial
The Trucking Best Insurance Company
Frequently Asked Questions
Quick Answers. Trusted Support.
What types of trucking coverage does Kaufman Commercial offer?
Kaufman Commercial offers comprehensive insurance solutions for transportation companies. This includes Commercial Auto Liability, Motor Truck Cargo, Physical Damage, Non-Trucking Liability, Workers’ Compensation, General Liability, Trailer Interchange, and Cyber Liability. We also provide Freight-Forwarder Liability, Shippers Interest, and All-Risk Per-Shipment Cargo Coverage.
Each policy is designed to support logistics firms, freight brokers, last-mile delivery operations, and courier networks. Our flexible coverage lets you protect your vehicles, people, and shipments—no matter the size of your fleet.
What is Per‑Shipment (All‑Risk) Cargo Coverage?
Per‑Shipment Cargo Coverage protects individual loads against loss, damage, or theft while in transit. It’s ideal for brokers, carriers, and couriers who haul high-value freight or operate on a per-load basis.
With Kaufman Commercial, you can activate this type of coverage with each job—giving you flexibility without the cost of full-term cargo insurance. This keeps your operations lean, covered, and in compliance.
How fast can I get a quote and start my policy?
Most quotes are provided within 24 hours or less, once we receive the required details about your operation. That includes your DOT number, vehicle count, type of freight, and preferred coverage limits.
After quote approval, we issue certificates of insurance (COIs) and process filings quickly so you can meet broker and FMCSA requirements right away. There’s no long wait time—just fast, efficient coverage.
How are claims handled at Kaufman Commercial?
Our claims process is built around speed and support. We offer 24/7 claims assistance, with experienced transportation specialists who manage your case from start to finish.
Whether it’s a vehicle accident or lost cargo, we help you submit the right documents and get updates quickly. We also work with telematics partners and adjusters who understand trucking risks—so claims are resolved with real insight.
What’s included in the Courier Insurance Program?
Kaufman Commercial is the exclusive insurance provider for the WCA eCommerce Courier Program. We offer three packages: Independent Contractor, Company-Owned, and Hybrid—each with the full range of trucking coverages.
These programs include everything from auto liability and cargo to workers’ comp and excess limits. They’re built to scale with your fleet, reduce risk, and simplify compliance.
Which states does Kaufman Commercial operate in?
We provide coverage in 20+ states including Texas, Oklahoma, Missouri, Florida, Illinois, Georgia, Pennsylvania, Indiana, Ohio, and more. Our team understands local regulations and national transportation standards.
If your fleet crosses state lines, we help with filings, DOT compliance, and state-specific policy needs. Whether you’re running local or regional routes, we’ve got you covered.
Industry Tips & Insights
From Compliance to Coverage
Stay informed on trucking trends, safety, and insurance updates.
COVERAGE THAT KEEPS YOU MOVING
Let’s Get to Work
Get a Quote That Works for Your Business
You’ll talk to real people. Fast. Clear. No pressure.
Contact Us
24/7 Support
(816) 200-1183
