ABOUT US
Focused on Transportation
Commercial Truck Insurance That Keeps You Moving
Kaufman Commercial is a commercial-only agency specializing in trucking, fleet, and logistics insurance. From single trucks to multi-state operations, we help protect your business with coverage that makes sense.
Whether you're running reefer units, box trucks, flatbeds, or heavy haul, we move fast to get you covered — without the red tape.

Commercial-Only Independent Insurance Agency

Fleet, Logistics, & Owner-Operator Specialists

Licensed in Oklahoma, Texas & Neighboring States
Professional. Focused. Committed.
Meet the People Behind KCommercial
We’re here to keep your business moving forward.
90%
Customer Retention
Our clients stick with us—because we deliver on coverage, service, and long-term reliability.
20%
on Average Saved (Premium Saved)
On average, we help clients reduce insurance costs by 20% without sacrificing protection.
Hassle-free
Hassle-free
claims
Our claims process is backed by telematics and handled by transportation experts with decades of experience. Fast. Fair. Efficient.
A rated
A rated
(A.M. Best - Excellent)
We partner with A.M. Best “Excellent” rated carriers and top-tier reinsurance providers to ensure dependable coverage that lasts.
Frequently Asked Questions
Quick Answers. Trusted Support.
What types of trucking coverage does Kaufman Commercial offer?
Kaufman Commercial offers comprehensive insurance solutions for transportation companies. This includes Commercial Auto Liability, Motor Truck Cargo, Physical Damage, Non-Trucking Liability, Workers’ Compensation, General Liability, Trailer Interchange, and Cyber Liability. We also provide Freight-Forwarder Liability, Shippers Interest, and All-Risk Per-Shipment Cargo Coverage.
Each policy is designed to support logistics firms, freight brokers, last-mile delivery operations, and courier networks. Our flexible coverage lets you protect your vehicles, people, and shipments—no matter the size of your fleet.
What is Per‑Shipment (All‑Risk) Cargo Coverage?
Per‑Shipment Cargo Coverage protects individual loads against loss, damage, or theft while in transit. It’s ideal for brokers, carriers, and couriers who haul high-value freight or operate on a per-load basis.
With Kaufman Commercial, you can activate this type of coverage with each job—giving you flexibility without the cost of full-term cargo insurance. This keeps your operations lean, covered, and in compliance.
How fast can I get a quote and start my policy?
Most quotes are provided within 24 hours or less, once we receive the required details about your operation. That includes your DOT number, vehicle count, type of freight, and preferred coverage limits.
After quote approval, we issue certificates of insurance (COIs) and process filings quickly so you can meet broker and FMCSA requirements right away. There’s no long wait time—just fast, efficient coverage.
How are claims handled at Kaufman Commercial?
Our claims process is built around speed and support. We offer 24/7 claims assistance, with experienced transportation specialists who manage your case from start to finish.
Whether it’s a vehicle accident or lost cargo, we help you submit the right documents and get updates quickly. We also work with telematics partners and adjusters who understand trucking risks—so claims are resolved with real insight.
What’s included in the Courier Insurance Program?
Kaufman Commercial is the exclusive insurance provider for the WCA eCommerce Courier Program. We offer three packages: Independent Contractor, Company-Owned, and Hybrid—each with the full range of trucking coverages.
These programs include everything from auto liability and cargo to workers’ comp and excess limits. They’re built to scale with your fleet, reduce risk, and simplify compliance.
Which states does Kaufman Commercial operate in?
We provide coverage in 20+ states including Texas, Oklahoma, Missouri, Florida, Illinois, Georgia, Pennsylvania, Indiana, Ohio, and more. Our team understands local regulations and national transportation standards.
If your fleet crosses state lines, we help with filings, DOT compliance, and state-specific policy needs. Whether you’re running local or regional routes, we’ve got you covered.

Mission
OUR MISSION
To deliver fast, accurate, and reliable commercial insurance solutions that help transportation and logistics companies stay protected and move forward with confidence.
Vision
OUR VISION
To be the leading commercial truck insurance partner nationwide—trusted by owner-operators, fleets, and freight-forwarding companies for clarity, consistency, and hands-on support.
Let’s Move Your Coverage Forward
We believe insurance should be straightforward, strategic, and scalable. Whether you're hauling coast-to-coast or managing multi-state logistics, KCommercial is built to keep you covered and competitive.
Let’s Get to Work
Get a Quote That Works for Your Business
You’ll talk to real people. Fast. Clear. No pressure.
Contact Us
24/7 Support
(816) 200-1183
Our Location
3500 N. Village Dr. Ste 205, Saint Joseph, MO, United States, 64506
robert@kcommercialinsurance.com